Update: The personal 50,000 mile version of this card has expired - all links revert to the 35,000 mile offer. The business 50,000 mile offer is still valid!
A best-in-class offer just got better: 55,000 miles are now available with the Chase United MileagePlus Explorer personal credit card (along with the current 50,000 mile business version). This deal lasts through June 2 and I strongly recommend you apply to one, if not both cards. Here are the details:
- 50,000 bonus miles after spending $3,000 in 3 months ($2,000 for business)
- 10,000 additional miles when you spend at least $25,000 in a calendar year
- 5,000 additional miles when you add an authorized user (personal only)
- $95 annual fee (first year waived)*
- 2 miles per $1 spent at United (business version includes restaurants, gas stations and office supply stores)
- 1 mile per $1 spent everywhere else
- Free checked bag, priority boarding, two United Club passes
- No foreign transaction fees
- EMV chip card
- Approval difficulty: Hard (~700+ credit score with good income)
- Churn status: Moderate (can be reapplied after 24 months)
As I’ve mentioned in my Getting Started Guide, United Airlines is probably the best in terms of award availability – especially if you can secure a saver economy seat at a paltry 12,500 miles one-way within the continental U.S. At that rate, 55,000 miles is substantial value - enough for two round-trip flights in the U.S. alone.
Everything else about the card is excellent, in line with other Chase rewards cards. The annual fee is waived for the first year, there are no foreign transaction fees and the airline-specific benefits like priority boarding and first checked bag free are valuable. Even the two free United Club passes could be handy on a long layover.
I have to nit-pick here, but United recently devalued it's business and first class value substantially. Whereas 105,000 combined miles would have secured a round-trip business class ticket in the past, that just isn't the case anymore (or barely is to some destinations. It is a great start though, especially for flexibility in one-way bookings.
The only other gripe I have is that the personal version doesn't include the 2X bonus categories that the business version does. While it makes sense intuitively - restaurants, gas and office supply stores are business expenses - it would have been a landscape-changing offer had this been included on both cards. But again, I'm nit-picking.
The Final Word
It should be clear by now that I think very highly of this offer. Get both of these cards by June 2 and be well on your way to either a luxury, business-class trip or to several economy tickets. Apply below:
Application links: Personal (55K with $3,000) & Business (50K with $2,000).
Personal application support line: 1-800-432-3117.
Business application support line: 1-888-269-8690.
Chase contact support page: Click here.
Disclaimer: Photos credit to Chase.