Update: Chase no longer offers their Bold product, severely hindering the below plan. Singapore Airlines business class can still be booked via Ultimate Rewards points, but obtaining the necessary amount is now harder.
Every traveler has the dream: flat beds, individual space and exceptional meals. First and business class are the holy grail of traveling and airlines have placed an increase emphasis on making these experiences more and more memorable.
Thankfully, your free miles can enable you to fly first or business class – it will just take a few more. Today I explain how you can use Chase Ultimate Rewards points to book a seat on the world-renown Singapore Airlines business class.
The Singapore Airlines flight from the U.S. mainland to Singapore is on their Boeing 777-300ER. Their legendary business class on that plane is, well…see for yourself. Each traveler has direct aisle access, at least 30-inch wide seats, and fully flat beds that are semi-private when made.
That is just the seats; best-in-class service and top-notch meals are also standard with their business class offering. So how do you get a ticket?
As you can see in the Singapore Airlines award chart, obtaining a seat on Singapore Airlines is - while difficult - still very much achievable. 160,000 miles are required for the luxurious journey and the above three cards will get you there.
With the current 60,000 sign-up bonus for the Ink cards ($5,000 over six months for each), combined with the Sapphire 45,000 offer ($3,000 over three months), you will end up with over 180,000 miles or more after spending.
Because that is a considerable amount of money though, make sure to space out your applications according to your ability to hit the spend. Before applying, read my top five mistakes to avoid when applying for a new credit-card if you haven’t already.
How to redeem
Three cards later and you’ve got your 160,000 (and then some) Ultimate Rewards points. Now comes the fun part – booking your luxury experience.
I'd advise searching the Singapore Airlines website to see flights that are available on your dates prior to transferring the points though, because once they are transferred there is no way of reversing the move.
As an added hassle, the transfer typically takes 24 to 48 hours to have the miles show up in your account. So there is no guarantee the flight will still be available. For a seat that routinely costs $8,000 to $10,000, it is a small risk to take with a potentially big reward.
By spending $13,000 as you normally would have, you have secured a seat on a flight that costs nearly as much as you spent.
To put it in more profound terms, based on our above itinerary and the required spend you received a 65% return on your spending. That is incredible value.
If you are worried about hotel and other travel costs, take a look at my Credit Card Deals page to secure another card or two in anticipation of your journey. And, as always, if you have a question about the above then comment below.
Disclaimer: Photos credit to Singapore Airlines.